Expat finance tools that actually work
Multi-currency bank syncing, automatic exchange rates, spending insights, and unlimited budgets — built for people managing money across borders.
Automatic Bank Syncing
Connect accounts from multiple countries through secure Open Banking. Finch automatically syncs your transactions and balances every night — with read-only access and no login credentials stored.
AI-Powered CSV Import
For banks not supported by Open Banking, upload a CSV export in any format. Finch uses AI to automatically detect which column is the date, description, and amount — so your transactions are imported smoothly from any bank.
Unlimited Custom Budgets
Set up budgets as buckets for your transactions — monthly or yearly, with custom icons and emojis. Assign transactions to budgets and see exactly how much you have left with progress bars.
Spending Insights
Get a birds-eye view of how your money is moving. Track day-by-day balances across all accounts, see total money in and out, spot your biggest transactions, and monitor budget progress with visual progress bars.
Multi-Currency Support
Pick a home currency for reports and Finch converts everything using the exchange rate from the day each transaction happened. No manual math.
Community-Driven Roadmap
We want Finch to be shaped by what you need, not what looks good on a marketing page. Submit and vote on features through our public feedback board — the more votes a request gets, the higher it climbs.
Finch vs other budgeting apps
| Feature | Finch | YNAB | Revolut | Spreadsheet |
|---|---|---|---|---|
| Multi-currency accounts | ✓ | — | ✓ | Manual |
| Automatic bank syncing | ✓ | ✓ | ✓ | — |
| Expat-specific budgets | ✓ | — | — | Manual |
| AI-powered CSV import | ✓ | — | — | — |
| Cross-border support | ✓ | — | Limited | Manual |
| Daily exchange rates | ✓ | — | ✓ | — |
| Custom budget categories | ✓ | ✓ | — | ✓ |
| Spending insights | ✓ | ✓ | ✓ | — |
| Price | $5/mo | $15/mo | Free–$45/mo | Free |
Try the best budgeting app for expats — free
14-day free trial. No credit card required. Full access to every feature.